📄 LEGAL PAGE (Privacy Policy + Terms & Conditions + Income Disclaimer)

Last Updated: Dec. 1, 2025
Effective immediately for KatyyaMoses.com, owned by Katyya Moses.

PRIVACY POLICY

At KatyyaMoses.com, your privacy is important. This Privacy Policy explains what information we collect, how we use it, and your rights regarding your personal data.

1. Information We Collect

We may collect:

• Personal Information: Name, email address, phone number, billing information, and contact details you voluntarily provide when subscribing, purchasing, or contacting us.

• Usage Data: IP address, browser type, device information, referring pages, time spent on pages, and website interactions.

• Cookies & Tracking Technology: Used for analytics, personalization, and improving the user experience.

2. How We Use Your Information

Your information may be used to:

• Deliver digital products, memberships, courses, and services

• Process payments and manage customer accounts

• Send emails, updates, newsletters, and promotions

• Improve website functionality and user experience

• Comply with legal and tax requirements

3. Sharing Your Information

We do not sell your personal information.
We may share limited data with:

• Service providers (email marketing platforms, payment processors, analytics tools)

• Legal authorities (only when required by law)

4. Cookies & Tracking

By using this site, you consent to the use of cookies for:

• Functionality

• Analytics

• Personalization

• Advertising (if enabled)

You may disable cookies through your browser settings.

5. Email Marketing

By submitting your email, you consent to receive:

• Newsletters

• Updates

• Promotions

• Educational content

You may unsubscribe at any time.

6. Data Storage & Protection

We use reasonable security measures to protect your data, including SSL encryption and secure third-party processors.

7. Children’s Privacy

This site is not intended for children under 18.

8. Your Rights

You may:

• Request access to your personal information

• Update or correct your information

• Request deletion of your data

• Opt-out of marketing emails

Contact: hello@katyyamoses.com

TERMS & CONDITIONS

By accessing or using this website, you agree to the following terms.

1. General Use

You must be 18+ to use this site, purchase digital products, or join any program.

2. Intellectual Property

All content, including:

• Digital products

• Courses

• eBooks

• Templates

• Videos

• Text

• Images

• Branding

is owned by Katyya Moses and protected by copyright laws.

You may not:

• Copy

• Share

• Distribute

• Resell (unless specifically marked as PLR/MRR)

• Claim as your own

3. Refund Policy

Due to the digital nature of products, all sales are final unless otherwise stated on the sales page.

Memberships may be canceled at any time, but no refunds are issued for past billing periods.

4. Member Access

If you cancel a membership:

• You lose access to all products, portals, videos, downloads, and bonuses inside that membership.

• You may rejoin at the current price (which may be higher).

You may not continue using materials or add them to your shop after your membership expires unless they were previously downloaded and are legally permitted for ongoing use (PLR/MRR rules apply per product).

Integrity is expected in all usage.

5. Payment Terms

You agree to provide accurate payment information and authorize all charges to your chosen method of payment.

6. Limitation of Liability

This website and all content are provided “as is.”
We are not responsible for:

• Loss of income

• Technical issues

• Business decisions

• Results from implementing strategies taught

You assume full responsibility for your business actions.

7. External Links

Links to third-party sites are provided for convenience. We are not responsible for external content or policies.

8. Modification of Terms

We may update these terms at any time. Continued use of the site means you accept any changes.

INCOME DISCLAIMER

We believe in transparency.
You may see testimonials or examples of results from past clients, customers, or students.

However:

• We do not guarantee results.

• We do not promise income, business growth, or success.

• Your results depend on your effort, consistency, skills, and market conditions.

• Past success of others does not guarantee your future success.

Digital products, business strategies, and tax content are educational only, not guarantees of financial outcomes.

By using this website or purchasing any product, you agree that Katyya Moses is not responsible for your earnings, performance, or results.

CONTACT INFORMATION

For questions regarding legal policies, email:

📧 hello@katyyamoses.com